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ISO is proud to offer you COMPASS PLATINUM, ISO’s exclusive comprehensive insurance plan for international
students and scholars. COMPASS PLATINUM is designed to meet the specific needs of those who are looking for
the upmost coverage in health insurance and are currently studying in the USA.
International students - Visiting faculty - Scholars - F1 / J1 visa holders |
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A comprehensive major medical style
student health plan |
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Because the world’s future leaders need
today’s leaders at their service:
Student Health Insurance - the primary international student health insurance administrator.
United States Fire
Insurance Company - rated A by A.M. Best
PPO - a cornerstone in the health care industry |
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Why choose Compass Platinum?
- Cost is well below other plans with similar benefits
- An alternative to the school’s mandatory plan
- No school commitment - international students may enroll
individually
- No group contract is required |
Contact us:
250 West 49th Street, Suite 806. New York, NY 10019
T: (800) 244.1180 / (212) 262-8922 F: (212) 262-8920
E: mailbox@isoa.org |
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| Summary Schedule of Benefits |
| Description |
In PPO Network |
Out-of-Network |
| Medical expense per accident/sickness |
$250,000 |
Same |
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| Lifetime benefit maximum |
No Maximum |
$1,000,000 |
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| Deductible |
$0 |
Same |
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| Maximum out-of-pocket ¹ |
$2,000 annually |
No Maximum |
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| Co-insurance |
80% of the 1st $4,000; 100% up to $250,000 of PPO Allowance |
70% / 30% of Reasonable and Customary charges up to $250,000 |
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Co-payment
At student health center
Elsewhere
Prescription
ER visit (waived if admitted)
Hospitalization |
$0
$40
$30
$100
$250 |
$0
$60
$60
$150
$500 |
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| Pre-existing condition |
Covered after
6 months |
Same |
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| Maternity |
Covered as any other illness |
Same |
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| Prescription |
$2,000 Maximum |
Same |
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| X-ray and lab tests |
$2,000 annually |
Same |
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| Medical evacuation |
$100,000 |
Same |
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| Repatriation of remains |
$50,000 |
Same |
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| Accidental death & dismemberment |
$15,000 |
Same |
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¹ Not including co-payment
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| ©2008 ISO 250 West 49th Street, Suite 806 New York, NY 10019 |
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